To be the model MFI in Ethiopia that improves the livelihoods, productivity and high net worth of the poor especially of women and persons with disabilities


Inspiring the under privileged, especially women and persons with disabilities to change their lives through providing fast, quality, affordable and need based financial services

Basic Objective

The fundamental objective of LMFI is poverty alleviation by providing both financial and non-financial services to the target population.

Company Profile

The Liyu Microfinance Institution (LMFI) S.C. was established as micro financing institution. It was legally registered on November 25, 1997 as per Proclamation No 40/96 issued by the Ethiopian Government to regulate the activities of Micro Finance Institutions in Ethiopia and started operation in the second half 1998. Initially it was established by five shareholders with paid up and subscribed capitals of birr 200 thousand and 800 thousand respectively. However, currently the number of shareholders increased to 11 and its paid up capital reached birr 10 million.  As of December 30, 2021 total asset, total capital and loan outstanding balance of LMFI over 938 million,175 million and 662 million respectively. 

LMF started its operation in Addis Ababa and gradually expanded its outreaches to other regional states such as Oromia, Amhara and SNNPR.  Now a days LMFI has 28 branches and 12 sub- branches which provide financial service such as credit, saving and credit insurance to over 72,054 clients in both rural and urban areas.

Core Values

  • To be trustworthy MFI
  • Professional approach to providing MF services
  • Giving high value to human beings in providing MF services
  • Zero tolerance for Fraud
  • Zero tolerance for arrears
  • Belief in the importance of client training so as to better exploit the entrepreneurial potential of ordinary citizens.

Board Members

Mr. Ayele Bogale


Abiyot Weldeyesus


Fekadu Tsega


Solomon Yehualashet


Mengistu Meharu


Management Team

Mr. Anbessie Chaka


Mr. Zelalem Mengesha


Mr. Hunde Chernet

Director, Internal Audit Department

Mr. Habtamu Ketsela

Director, HR & Admin Department

Mr. Shumie Waktola

Director, Finance & Accounts Department

Mr. Melese Girma

Director, Saving Department

Mr. Getachew Kassahun

Director, Credit Department

Mr. Muluneh Petros

Director, Marketing & BD Department

Mr. Dagmawi Yonnas

Director, Legal & Contract Admin Department

Mrs. Berhane Sisay

Director, ICT Department

Our Partners