Liyu Microfinance Institution S.C

ልዩ ማይክሮፋይናንስ ኢንስቲትዩሽን አ.ማ

Saving Products

Voluntary saving products
• Ordinary Saving
• Time Deposit
• Tesfa Child Saving
• Box Saving
• Institutional Saving
• Housing Fund Saving
compulsory Saving
• Pre Loan Saving
• After Loan Saving

Loan Products

•Individual Loan
•Group Loan
•Housing Loan
•Clean Energy loan (CET Loan)
•Small and Medium enterprise Loan (SMEloan)
•Micro and Small Enterprises Loan (MSE loan)
•Water, Sanitation and Hygiene Loan(WASHloan)
•Women Entrepreneurship Development Program (WEDP loan)

Credit Life Insurance Services

This financial product designed for non-collateral backed loans. According to this product LMFI will offset outstanding balance of the loan except arrears if death of borrower/policyholder occur.

Core Values


  • To be trustworthy MFI
  • Professional approach to providing MF services
  • Giving high value to human beings in providing MF services
  • Zero tolerance for Fraud
  • Zero tolerance for arrears
  • Belief in the importance of client training so as to better exploit the entrepreneurial potential of ordinary citizens.

Conditions for Accessing the Loan

  • 18 and active years 
  • Residence In operation area of the institution
  • Engage in income generating activities
  • Engage in business activities should have trade license
  • Don’t with any unsettled loan
  • Able to bring guarantee or collateral (individually /Group borrowers)
  • Who have source of income to repay the loan
  • Willingness to save Upfront saving
  • Willingness to save Regular saving
  • Have good behavior in the area

Target clients

  • Active poor who engage in income generating activities
  • Micro and small enterprises operators
  • Small and medium enterprises operators
  • Cooperative who engage in business activities
  • Employees of well-organized institution

What We Strive For

- Availing financial service to under banked communities

- Enhancing economic and social wellbeing of the society

- Contributing towards economic development endeavors

Our Partners