Liyu Microfinance Institution S.C

ልዩ ማይክሮፋይናንስ ኢንስቲትዩሽን አ.ማ

Core Values

·       Equal treatment of all persons: we respect the rights of all individuals and are not constrained by any biases.

·       Teamwork: we strongly believe that we can only achieve our mutual goals as a team.

·       Integrity: we are honest to our clients.

·       Tolerance: there is no tolerance for fraud, late payments and poor performance.

·        Training: belief in the importance of client training in order to maximize their entrepreneurial potential. 

Conditions for Accessing the Loan

·         Age Requirement: Applicants must be at least 18 years old and actively engaged in income-generating activities.

·         Residency and Identification: Applicants must reside within the operational area of the institution and possess valid identification cards confirming their residency.

·         Business Engagement: Those involved in business activities must possess a valid trade license.

·         Loan History: Applicants should not have any outstanding or unsettled loans with any financial institution.

·         Guarantee or Collateral: Applicants must be able to provide either personal or group guarantees, or collateral as per the institution’s requirements.

·         Income Source: Applicants must demonstrate a reliable source of income to ensure repayment of the loan.

·         Savings Commitment: Applicants must show willingness to save through upfront and regular savings.

·         Good Conduct: Applicants should have good behavior within the community. 

Target clients

  • Active poor who engage in income generating activities
  • Micro and small enterprises operators
  • Women Entrepreneurs
  • Small and medium enterprises operators
  • Cooperative who engage in business activities
  • Employees of well-organized institution

What We Strive For

- Availing financial service to under banked communities

- Enhancing economic and social wellbeing of the society

- Contributing towards economic development endeavors

Our Partners