Saving Products

Voluntary saving products
• Ordinary Saving
• Time Deposit
• Tesfa Child Saving
• Box Saving
• Institutional Saving
• Housing Fund Saving
compulsory Saving
• Pre Loan Saving
• After Loan Saving



Loan Products

• Individual Loan
• Group Loan
• Housing loan
• Clean Energy loan (CET Loan)
• Small and Medium enterprise Loan (SME loan)
• Micro and Small Enterprises Loan (MSE loan)
• Water, Sanitation and Hygiene Loan (WASH loan)
• Women Entrepreneurship Development Program (WEDP loan)

Credit Life Insurance Services

The third financial service offered by SFPI that has been operational since 1 September 2015 is credit life insurance. According to the credit life insurance policy, group borrowers must purchase credit life insurance just to free the family, the guarantor, and/or other group members of the remaining loan balance and interest in the event of the borrower's passing.





Priconditions for Loan Access

·         Age Requirement: Applicants must be at least 18 years old and actively engaged in income-generating activities.

·         Residency and Identification: Applicants must reside within the operational area of the institution and possess valid identification cards confirming their residency.

·         Business Engagement: Those involved in business activities must possess a valid trade license.

·         Loan History: Applicants should not have any outstanding or unsettled loans with any financial institution.

·         Guarantee or Collateral: Applicants must be able to provide either personal or group guarantees, or collateral as per the institution’s requirements.

·         Income Source: Applicants must demonstrate a reliable source of income to ensure repayment of the loan.

·         Savings Commitment: Applicants must show a willingness to save through upfront and regular savings.

·         Good Conduct: Applicants should have good behavior within the community. 

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