{"id":5,"date":"2019-10-30T05:29:59","date_gmt":"2019-10-30T05:29:59","guid":{"rendered":"http:\/\/localhost\/micro\/?page_id=5"},"modified":"2026-07-30T06:04:43","modified_gmt":"2026-07-30T06:04:43","slug":"home","status":"publish","type":"page","link":"https:\/\/liyumfi.com\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5\" class=\"elementor elementor-5\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4483f3a0 elementor-section-stretched elementor-section-full_width elementor-section-height-full elementor-section-content-middle elementor-section-height-default elementor-section-items-middle\" data-id=\"4483f3a0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;shape_divider_top&quot;:&quot;wave-brush&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 283.5 27.8\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M283.5,9.7c0,0-7.3,4.3-14,4.6c-6.8,0.3-12.6,0-20.9-1.5c-11.3-2-33.1-10.1-44.7-5.7\ts-12.1,4.6-18,7.4c-6.6,3.2-20,9.6-36.6,9.3C131.6,23.5,99.5,7.2,86.3,8c-1.4,0.1-6.6,0.8-10.5,2c-3.8,1.2-9.4,3.8-17,4.7\tc-3.2,0.4-8.3,1.1-14.2,0.9c-1.5-0.1-6.3-0.4-12-1.6c-5.7-1.2-11-3.1-15.8-3.7C6.5,9.2,0,10.8,0,10.8V0h283.5V9.7z M260.8,11.3\tc-0.7-1-2-0.4-4.3-0.4c-2.3,0-6.1-1.2-5.8-1.1c0.3,0.1,3.1,1.5,6,1.9C259.7,12.2,261.4,12.3,260.8,11.3z 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d=\"M154.5,26.7c-0.1-0.1-4.6,0.3-7.2,0c-7.3-0.7-17-3.2-16.6-2.9c0.4,0.3,13.7,3.1,17,3.3\tC152.6,27.5,154.6,26.8,154.5,26.7z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M41.9,19.3c0,0,1.2-0.3,2.9-0.1c1.7,0.2,5.8,0.9,8.2,0.7c4.2-0.4,7.4-2.7,7-2.6\tc-0.4,0-4.3,2.2-8.6,1.9c-1.8-0.1-5.1-0.5-6.7-0.4S41.9,19.3,41.9,19.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M75.5,12.6c0.2,0.1,2-0.8,4.3-1.1c2.3-0.2,2.1-0.3,2.1-0.5c0-0.1-1.8-0.4-3.4,0\tC76.9,11.5,75.3,12.5,75.5,12.6z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M15.6,13.2c0-0.1,4.3,0,6.7,0.5c2.4,0.5,5,1.9,5,2c0,0.1-2.7-0.8-5.1-1.4\tC19.9,13.7,15.7,13.3,15.6,13.2z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36901348\" data-id=\"36901348\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1d0c01 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d1d0c01\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Liyu Microfinance Institution S.C<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de13c77 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"de13c77\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u120d\u12e9 \u121b\u12ed\u12ad\u122e\u134b\u12ed\u1293\u1295\u1235 \u12a2\u1295\u1235\u1272\u1275\u12e9\u123d\u1295 \u12a0.\u121b<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e5d10 elementor-align-center elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"e7e5d10\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/liyumfi.com\/wp-content\/uploads\/2026\/07\/Share-holders-meeting.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-bell\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">uploads July-29-2026  : 33\u129b \u12e8\u1263\u1208 \u12a0\u12ad\u1232\u12ee\u1296\u127d \u12d3\u1218\u1273\u12ca \u12eb\u120d\u1206\u1290 \u1218\u12f0\u1260\u129b \u1320\u1245\u120b\u120b \u1309\u1263\u12a4 \u1325\u122a<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c12c50 elementor-align-center elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2c12c50\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/liyumfi.com\/wp-content\/uploads\/2026\/07\/Share-holders-meeting.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-bell\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2a67cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2a67cb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb39a0a\" data-id=\"fb39a0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11d6134 elementor-widget elementor-widget-heading\" data-id=\"11d6134\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\"><br><br><br>Core Values<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c40041 elementor-widget elementor-widget-text-editor\" data-id=\"4c40041\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MsoNormalCxSpFirst\" style=\"margin-top:0in;margin-right:0in;margin-bottom:\n10.0pt;margin-left:22.5pt;mso-add-space:auto;text-align:justify;text-indent:\n-.25in;line-height:115%;mso-list:l0 level1 lfo1\"><!--[if !supportLists]--><span style=\"font-size:16.0pt;line-height:115%;font-family:Symbol;mso-fareast-font-family:\nSymbol;mso-bidi-font-family:Symbol\">\u00b7<span style=\"font:7.0pt &quot;Times New Roman&quot;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-size:12.0pt;line-height:\n115%;font-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\">Equal treatment of all persons:<\/span><\/b><span style=\"font-size:12.0pt;\nline-height:115%;font-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;\nmso-bidi-font-family:Tahoma\"> we respect the rights of all individuals and are\nnot constrained by any biases.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormalCxSpMiddle\" style=\"margin-top:0in;margin-right:0in;margin-bottom:\n10.0pt;margin-left:22.5pt;mso-add-space:auto;text-align:justify;text-indent:\n-.25in;line-height:115%;mso-list:l0 level1 lfo1\"><!--[if !supportLists]--><span style=\"font-size:16.0pt;line-height:115%;font-family:Symbol;mso-fareast-font-family:\nSymbol;mso-bidi-font-family:Symbol\">\u00b7<span style=\"font:7.0pt &quot;Times New Roman&quot;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-size:12.0pt;line-height:\n115%;font-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\">Teamwork:<\/span><\/b><span style=\"font-size:12.0pt;line-height:115%;\nfont-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\"> we strongly believe that we can only achieve our mutual goals as a\nteam.<o:p><\/o:p><\/span><\/p><p class=\"MsoNormalCxSpMiddle\" style=\"margin-top:0in;margin-right:0in;margin-bottom:\n10.0pt;margin-left:22.5pt;mso-add-space:auto;text-align:justify;text-indent:\n-.25in;line-height:115%;mso-list:l0 level1 lfo1\"><!--[if !supportLists]--><span style=\"font-size:16.0pt;line-height:115%;font-family:Symbol;mso-fareast-font-family:\nSymbol;mso-bidi-font-family:Symbol\">\u00b7<span style=\"font:7.0pt &quot;Times New Roman&quot;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-size:12.0pt;line-height:\n115%;font-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\">Integrity:<\/span><\/b><span style=\"font-size:12.0pt;line-height:115%;\nfont-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\"> we are honest to our clients. <o:p><\/o:p><\/span><\/p><p class=\"MsoNormalCxSpMiddle\" style=\"margin-top:0in;margin-right:0in;margin-bottom:\n10.0pt;margin-left:22.5pt;mso-add-space:auto;text-align:justify;text-indent:\n-.25in;line-height:115%;mso-list:l0 level1 lfo1\"><!--[if !supportLists]--><span style=\"font-size:16.0pt;line-height:115%;font-family:Symbol;mso-fareast-font-family:\nSymbol;mso-bidi-font-family:Symbol\">\u00b7<span style=\"font:7.0pt &quot;Times New Roman&quot;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-size:12.0pt;line-height:\n115%;font-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\">Tolerance:<\/span><\/b><span style=\"font-size:12.0pt;line-height:115%;\nfont-family:Ebrima;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:\nTahoma\"> there is no tolerance for fraud, late payments and poor performance.<o:p><\/o:p><\/span><\/p><p>\n\n\n\n\n\n\n\n<\/p><p class=\"MsoNormalCxSpMiddle\" style=\"margin-top:0in;margin-right:0in;margin-bottom:\n10.0pt;margin-left:22.5pt;mso-add-space:auto;text-align:justify;text-indent:\n-.25in;line-height:115%;mso-list:l0 level1 lfo1\"><!--[if !supportLists]--><span style=\"font-size:16.0pt;line-height:115%;font-family:Symbol;mso-fareast-font-family:\nSymbol;mso-bidi-font-family:Symbol\">\u00b7<span style=\"font:7.0pt &quot;Times New Roman&quot;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><span style=\"font-size:12.0pt;line-height:115%;font-family:Ebrima;mso-fareast-font-family:\n&quot;Times New Roman&quot;;mso-bidi-font-family:Tahoma\">&nbsp;<b>Training:<\/b>\nbelief in the importance of client training in order to maximize their\nentrepreneurial potential.&nbsp;<o:p><\/o:p><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8255444 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8255444\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-aca9033\" data-id=\"aca9033\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8df5672 elementor-widget elementor-widget-heading\" data-id=\"8df5672\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">Conditions for Accessing the Loan<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-519748e elementor-widget elementor-widget-text-editor\" data-id=\"519748e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Age Requirement:<\/span><\/b><span style=\"font-family: Ebrima;\"> Applicants must be at least 18 years old and actively engaged in income-generating activities.<\/span><\/p>\n<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Residency and Identification:<\/span><\/b><span style=\"font-family: Ebrima;\"> Applicants must reside within the operational area of the institution and possess valid identification cards confirming their residency.<\/span><\/p>\n<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Business Engagement:<\/span><\/b><span style=\"font-family: Ebrima;\"> Those involved in business activities must possess a valid trade license.<\/span><\/p>\n<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Loan History:<\/span><\/b><span style=\"font-family: Ebrima;\"> Applicants should not have any outstanding or unsettled loans with any financial institution.<\/span><\/p>\n<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Guarantee or Collateral:<\/span><\/b><span style=\"font-family: Ebrima;\"> Applicants must be able to provide either personal or group guarantees, or collateral as per the institution&#8217;s requirements.<\/span><\/p>\n<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Income Source:<\/span><\/b><span style=\"font-family: Ebrima;\"> Applicants must demonstrate a reliable source of income to ensure repayment of the loan.<\/span><\/p>\n<p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><!-- [if !supportLists]--><span style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><!--[endif]--><b><span style=\"font-family: Ebrima;\">Savings Commitment<\/span><\/b><span style=\"font-family: Ebrima;\">: Applicants must show willingness to save through upfront and regular savings.<\/span><\/p><p class=\"MsoNoSpacing\" style=\"margin-left: .5in; text-indent: -.25in; line-height: 115%; mso-list: l0 level1 lfo1;\"><span style=\"font-size: 16px; text-indent: -0.25in; font-family: Symbol;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <\/span><\/span><b style=\"font-size: 16px; text-indent: -0.25in;\"><span style=\"font-family: Ebrima;\">Good Conduct:<\/span><\/b><span style=\"font-size: 16px; text-indent: -0.25in; font-family: Ebrima;\"> Applicants should have good behavior within the community.&nbsp;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-9f5b2f6\" data-id=\"9f5b2f6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-cd0e5f0\" data-id=\"cd0e5f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cad453 elementor-widget elementor-widget-heading\" data-id=\"4cad453\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">Target clients<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-663ecfc elementor-widget elementor-widget-text-editor\" data-id=\"663ecfc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Active poor who engage in income generating activities<\/li>\n<li>Micro and small enterprises operators<\/li>\n<li><span style=\"font-size:12.0pt;line-height:107%;\nfont-family:Ebrima;mso-fareast-font-family:Calibri;mso-fareast-theme-font:minor-latin;\nmso-bidi-font-family:&quot;Times New Roman&quot;;mso-bidi-theme-font:minor-bidi;\nmso-ansi-language:EN-US;mso-fareast-language:EN-US;mso-bidi-language:AR-SA\">Women\nEntrepreneurs<\/span><br><\/li>\n<li>Small and medium enterprises operators<\/li>\n<li>Cooperative who engage in business activities<\/li>\n<li>Employees of well-organized institution<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-690851c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"690851c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80d5c74\" data-id=\"80d5c74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e941540 elementor-widget elementor-widget-heading\" data-id=\"e941540\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">What We Strive For<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e89b403 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e89b403\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7d2380fd\" data-id=\"7d2380fd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1302dabc elementor-widget elementor-widget-image\" data-id=\"1302dabc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"926\" height=\"649\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/2019\/11\/file-20180108-83585-9a60pr.jpg\" class=\"attachment-full size-full wp-image-518\" alt=\"\" srcset=\"https:\/\/liyumfi.com\/wp-content\/uploads\/2019\/11\/file-20180108-83585-9a60pr.jpg 926w, https:\/\/liyumfi.com\/wp-content\/uploads\/2019\/11\/file-20180108-83585-9a60pr-300x210.jpg 300w, https:\/\/liyumfi.com\/wp-content\/uploads\/2019\/11\/file-20180108-83585-9a60pr-768x538.jpg 768w\" sizes=\"(max-width: 926px) 100vw, 926px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-78148f49\" data-id=\"78148f49\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3546bb88 elementor-widget elementor-widget-icon-box\" data-id=\"3546bb88\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t-\tAvailing financial service to under banked communities  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40d52891 elementor-widget elementor-widget-icon-box\" data-id=\"40d52891\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t-\tEnhancing economic and social wellbeing of the society\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa981ec elementor-widget elementor-widget-icon-box\" data-id=\"2fa981ec\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t-\tContributing towards economic development endeavors\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34f2bf0 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34f2bf0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;none&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5e18a97c\" data-id=\"5e18a97c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6007cd8 elementor-widget elementor-widget-heading\" data-id=\"6007cd8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xl\">Our Partners<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24a368f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"24a368f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13e64a5e elementor-arrows-position-inside elementor-widget elementor-widget-image-carousel\" data-id=\"13e64a5e\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;5&quot;,&quot;navigation&quot;:&quot;arrows&quot;,&quot;slides_to_show_mobile&quot;:&quot;2&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/elementor\/thumbs\/water00-oi0fditzaypofyhb80s7gz1ll30263srny7h5q6cq6.png\" alt=\"water00\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/elementor\/thumbs\/terrafina-oi0fditzaypofyhb80s7gz1ll30263srny7h5q6cq6.png\" alt=\"terrafina\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/elementor\/thumbs\/saved_sosfaim00-oi0fdgyaxan3sqk1izyybzioeb9bqplazowi76952m.png\" alt=\"saved_sosfaim00\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/elementor\/thumbs\/ethiolimatbank-oi0fdf2mjmkj5imrtz5p6zzr7jilbbdubflj8mbxf2.png\" alt=\"ethiolimatbank\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/elementor\/thumbs\/commercialbank00-oi0fdd6y5yhyiapi4ycg20gu0rruvx6dn6aka2epri.png\" alt=\"commercialbank00\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/liyumfi.com\/wp-content\/uploads\/elementor\/thumbs\/oromia-1-oi0fglqxpexihy078cq6n71zojtdee13f76rsdlwby.png\" alt=\"oromia\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Liyu Microfinance Institution S.C \u120d\u12e9 \u121b\u12ed\u12ad\u122e\u134b\u12ed\u1293\u1295\u1235 \u12a2\u1295\u1235\u1272\u1275\u12e9\u123d\u1295 \u12a0.\u121b uploads July-29-2026 : 33\u129b \u12e8\u1263\u1208 \u12a0\u12ad\u1232\u12ee\u1296\u127d \u12d3\u1218\u1273\u12ca \u12eb\u120d\u1206\u1290 \u1218\u12f0\u1260\u129b \u1320\u1245\u120b\u120b \u1309\u1263\u12a4 \u1325\u122a Read Core Values \u00b7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equal treatment of all persons: we respect the rights of all individuals and are not constrained by any biases. \u00b7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Teamwork: we strongly believe that we can only achieve our mutual 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